Skip to Main Content

Commercial Services
Main

Commercial Services

Unlike banks that define their commercial customers by annual revenue size, Texas First defines a commercial customer by the sheer fact that you operate a business and deserve quality services. Texas First helps your business succeed offering resources such as business financial planning, commercial loans and lines of credit. Our commercial bankers are deeply involved in our communities and aligned with your goals.

Texas First Commercial Checking

  • Minimum to open $300.00
  • Online Banking
  • Telebanking and phone transfers
  • Night Deposit Lock Bags
  • Imaged Bank Statements provide a convenient record of your cleared checks
  • Service charge of $15.00 per month/analyzed service charge

Texas First Small Business Checking Account

  • Minimum to open $100
  • Online Banking and Bill Pay
  • $500 Overdraft Protection*
  • Telebanking and phone transfers
  • Imaged Bank Statements provide a convenient record of your cleared checks
  • Service charge of $7.50 per month if minimum daily balance falls below $1,500
  • Deposit up to 150 items per month at no charge; items deposited over 150, 6¢/item

* As defined by the rules of the Texas First Overdraft Protection Policy

 

Commercial Checking Account

Minimum to Open $300
Fees
Account Maintenance Fee
(Per Month)
$15.00
Debit Transactions
(Per Item)
.11
Credit Transactions
(Per Item)
.09
Items Deposited
(Per Item)
.06
Earnings Credit

FEES FOR SERVICES USED WILL BE REDUCED OR ELIMINATED BASED ON AN EARNINGS CREDIT CALCULATED ON THE AVERAGE COLLECTED BALANCE FOR THE STATEMENT CYCLE PERIOD.

THE MONTHLY EARNINGS CREDIT WILL BE BASED ON CURRENT MARKET CONDITIONS ADJUSTED FROM TIME TO TIME.

Services / Fees

Fees may be assessed against your account
Service Fee
Cashier’s Checks $5.00
Returned Checks $4.00
NSF Fee $30.00
Account Activity Printout $3.00
Account Research $15.00/HR
Account Balancing Assistance $15.00
Telephone Account Transfer $2.00
Stop Payments (Checks) $15.00
Stop Payments (ACH) $20.00
Account Closure Within 180 Days $20.00
Photocopies $0.25
Outgoing Wire Transfers $20.00
Incoming Wire Transfers $15.00
Night Deposit Lock Bags $20.00
Lost Key for Lock Bags $5.00
Zipper Bags $2.50
Collection Incoming/Outgoing Items $7.50
Amortization Schedule $10.00
SAFE DEPOSIT BOX RENTAL
3”x5” $20.00 Annually
3”x10” $35.00 Annually
5”x10” $50.00 Annually
10”x10” $75.00 Annually
Safe Box Key Deposit $25.00
Box Drilling Locksmith: Customer Cost
Lost Safe Deposit Box Key Forfeit Key Deposit
OTHER
Debit Card Reissue Fee $5.00
ATM Foreign Fee $3.00
Statement Copies $2.00
FDIC

© 2017 Texas First State Bank. All Rights Reserved.

Privacy  |  Security  |  Contact Us  |  Home

ABA Routing: 111908949 SWIFT: TFSTUS44

Top